Cardholder Agreement IMPORTANT – PLEASE READ CAREFULLY
Terms and Conditions/Definitions for the SABREBUCKS Discover Network Prepaid Card - This document constitutes the agreement (“Agreement”) outlining the terms and conditions under which a membership benefits card has been issued to you by Hockey Western New York, LLC (Buffalo Sabres), Please read this Agreement carefully and keep it for future reference.
By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement. “Card”means the Sabrebucks card issued to you by the Buffalo Sabres through First California Bank. First California Bank is an FDIC insured member institution. “Card Account” means the records we maintain to account for the value of claims associated with the Card. “You” and “your” mean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement. “We,” “us,” and “our” mean First California Bank and the Buffalo Sabres, our successors, affiliates or assignees. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf. You agree to sign the back of the Card immediately upon receipt. The expiration date of the Card (not the program) is identified on the front of your Card.
About the SabrebucksCard - The Card is a prepaid card that can be used to purchase goods or services at participating merchants within the First Niagara Center and/or at authorized sponsors of the Sabrebucks program.Please visit the Sabrebuckspage at www.sabres.comfor participating merchants and more information.The Card may not be used to make purchases from other locations unless so authorized, or to obtain cash from automated teller machines (ATM) or for any other type of purchase or cash advance. Season ticketholders and mini pack holders receive the Card from the Buffalo Sabres already preloaded (preloaded amount equal to a percentage of the value of tickets purchased).The Cards can also be purchased by other individuals at First Niagara Center .You can reload a dollar value on the Card at First Niagara Center using cash, an approved credit card or debit card. You may also reload a dollar value on the Card by going on-line to www.sabres.com (Sabrebucks page) using an approved credit card. If the amount of value on your card does not cover the total purchase amount, you will need to pay the remainder of the purchase with a valid form of payment. If the value of your Card is more than the total order amount, the balance amount will be stored on the Card account for future use. Each time you use the Card, you authorize us to reduce the value available on your Card Account by the amount of the transaction and any applicable fees. The Card is not connected in any way to any other account. The Card is not a credit or debit card. You will not receive any interest, dividends or other earnings on your funds in the Card Account. The Card will remain the property of the Buffalo Sabres and must be surrendered upon demand. The Card is nontransferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. We reserve the right not to accept, load, reload or re-issue any Card or otherwise limit the use of a Card if we reasonably believe that the use is unauthorized, fraudulent or otherwise unlawful. The Card is not redeemable for cash except as required by law.
As a Sabrebuckscardholder you may have access to various special offers for merchandise at the Team Store, concessions, tickets, and other unique specialty programs. These offers are subject to availability and may change without notice.
Obtaining Your Card -The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, the Buffalo Sabres and DCR Strategies, Inc will ask for your name, address, and other information that will allow us to identify you. They may also ask to see your driver’s license or other identifying documents including photo identification.
Confidentiality– This program is being implemented in conjunction with DCR Strategies, Inc. (DCR).DCR is an MSP (Member Service Provider) of First California Bank (Issuer of Discover).DCR acts as program manager for this Incentive Card program and will be engaged with cardholder for customer service and support.In addition to the details set forth in the privacy statement(s) (see Sabrebuckspage at www.sabres.com) DCR and Buffalo Sabresmay disclose information to third parties about your Card or the transaction you make: 1) Where it is necessary for completing transactions; 2) In order to verify the existence and status of your Card for a third party, such as a merchant; 3) in order to comply with government agency, court order, or other legal reporting requirements; 4) To our employees, auditors, affiliate, service providers, or attorneys as needed, or 5) as otherwise agreed in writing.
Authorized Users - You are responsible for all authorized transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card or Card number, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of each Card according to the terms and conditions of this Agreement.
Returns and Refunds- If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card Account for such refunds.
Receipts -You should always receive a receipt at the time you make a transaction using your Card.You agree to retain your receipts to verify your transactions.You may check the balance of your card and transaction history through the e-wallet function at www.sabres.com.
Fee Schedule– All fee amounts will be withdrawn from your Card Account. There will be a $.20 fee per transaction.For example, if you have $10.00 on your card, you may spend up to $9.80..
Additional/Optional Service Fees Shouldyou need to split your card account with another person, or replace your Card, there will be a $2.00 charge per card; ATM Access Decline Fee: $1.00 (This card does NOT have ATM access. If a cardholder tries to access cash via an ATM this transaction will be declined at the ATM terminal, a network transaction decline fee will be assessed to the card account balance each time); A POS declined transaction fee will be $0.20.; Card to card transfer fee is $1.00; Account Balance Website Access: $0.00; 24/7 Customer Service Support and lost/stolen reporting: $0.00; Chargeback Fee: $10.00 (Fee assessed by network for disputed transactions launched by cardholder against merchant)
Funds Balance: Season Ticket Holder– The amount of funds shown on record at First Niagara Center shall be deemed the balance on the Card, unless one can prove, to the satisfaction of the Buffalo Sabres, in their sole discretion, that there should be a different balance.You should monitor your transactions and account balances closely.
a) Season Ticketholder & Mini Pack Sabrebuck Cards - Season ticketholders and mini pack holders can utilize their Cards from season to season provided the cardholder remains a season ticketholder or mini pack holder. In the event that you have decided NOT to renew your season tickets or mini pack, you will have up to six (6)months from notice to use up your balance of funds. Following the six (6) months, Buffalo Sabres reserve the right, but not the obligation to apply an account maintenance/membership fee against the remaining funds until the account is at zero balance. In the event the existing balance is less than the maintenance/membership fee, only the available funds will be applied against the maintenance/membership fee.
b) Single Purchase SabrebuckCards – A Card purchaser can utilize their Card from season to season. However, an inactive card defined as a Card which has no activity for (twelve) 12 consecutive months will result in a maintenance account fee of $2.00 per month being assessed commencing each month thereafter.
YourLiability for Unauthorized Transfers and Lost Cards- Treat your card like cash. Contact the Buffalo Sabresor DCR Strategies at once if you believe your Card has been lost, stolen or compromised in any way. Telephoning is the best way to minimize your possible losses. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call the Buffalo Sabres at 1.800.Go.SABRES or DCR Strategies at 1-800-624-6171.We will be able to suspend your card account balance and offer an array of replacement card services that best fit your requirements.Your liability for all unauthorized transactions ceases upon your notifying a person at our customer service center that your card has been lost, stolen or compromised.
All funds that have been spent up to the reporting of the card being lost, stolen or compromised will be considered authorized transactions and will not be reimbursed back to you.
Amendment–The Buffalo Sabres may amend the terms and conditions of this Agreement at any time by posting new terms at the Sabrebucks page, located on the Buffalo Sabreswebsite at www.sabres.comAs permitted by applicable law, any amendment may become effective at the time we post the amended agreement on our website or as otherwise stated in our notice to you.
Assignment –The Buffalo Sabres may assign all or part of this Agreement without notice to you.The Buffalo Sabresare then released from all liability.The assignee shall have the same rights and obligations as the assignor and shall agree in writing to be bound by the terms and conditions of this agreement.
Entire Agreement– This Agreement is the complete and exclusive statement of the terms and conditions and supersedes and merges all prior proposals and all other agreements. In the event that any provision of this Agreement shall be determined to be illegal or unenforceable, that provision will be eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect and enforceable..
Limits of Liability –This Agreement shall be governed and construed in accordance with the laws of New York.Subject to the applicable law, the Buffalo Sabres , or its affiliates, make no representations or warranties of any kind with respect to the Card, including, but not limited to implied warranties of merchantability or fitness for a particular use. In the event the Buffalo Sabres or its affiliates are found liable to you, you shall only be entitled to recover actual and direct damages and such damages shall not exceed the last balance held on your Card prior to the time in which damages are sought. Buffalo Sabres and it affiliates shall have no liability for any incidental, indirect, consequential, special or punitive damages. In no event shall BuffaloSabres or its affiliates have any liability for unauthorized access to, or alteration, theft or destruction of the Card through accident, misuse, or fraudulent means or devices by you or any third party, or as result of any delay or mistake resulting from any circumstances beyond our control.
Discover Network and the Discover Network®Acceptance Mark are service marks used by First California Bank under license from Discover Financial Services.DCR Strategies & TruCa$h are registered MSP of First California Bank.
This Sabrebucksprogram is administered by the Buffalo Sabres (Hockey Western New York LLP), in conjunction with DCR Strategies Inc. If you have any questions please contact the Buffalo Sabres at 1-888-GoSABRES.